Solutions
Start with the goal, not the product. For each one, we work out what it will cost, when you'll need the money, and the mix of investments most likely to get you there.
Retirement
Stop working on your own terms.
We estimate the corpus your lifestyle will need after inflation, build towards it with SIPs and step-ups, then turn it into a monthly income with a systematic withdrawal plan that is designed to last.
- Equity & hybrid funds
- SWP
- Fixed income
- Health cover
Children's future
Education costs rise faster than prices.
Higher education in India or abroad, and the milestones around it, need a dedicated fund with its own timeline. Starting early lets compounding carry most of the load, and term cover protects the plan if you can't.
- Equity funds via SIP
- Global funds for study abroad
- Term insurance
Tax saving
Save tax without locking money away for long.
Equity Linked Savings Schemes (ELSS) qualify for deduction under Section 80C in the old tax regime and carry the shortest lock-in of the 80C options, three years. We help you weigh old versus new regime before you invest.
- ELSS funds
- Term & health insurance
Wealth creation
The patient way to build a large corpus.
Regular SIPs, stepped up each year as your income grows, held across market cycles. Most of the result comes from time in the market and the discipline to stay invested.
- Equity funds
- PMS
- Global investing
Legacy & estate
Make sure everything reaches the right people.
Correct nominations, sensible joint holdings and one organised record of every account and policy save your family months of paperwork. We review all three, and coordinate with your lawyer or chartered accountant where a will or trust is needed.
- Nominations
- Joint holdings
- Family records
NRI investing
Invest in India from wherever you live.
Non-resident Indians can invest in Indian mutual funds through NRE or NRO accounts. Rules differ by country of residence (some fund houses limit investors from the US and Canada), so we match you with schemes that accept your profile and guide you through KYC and FATCA forms.
- Mutual funds via NRE / NRO
- GIFT City funds